rock Finance Options

rock Finance allows you to spread the cost of owning a rock notebook. You can choose between a traditional finance package with regular monthly payments and our buy now pay later loan where you pay no interest if you pay the full amount before the end of the buy now pay later period. The examples below are based on a sample basket total of 1200 for demonstration purposes.


Buy Now Pay Later (12/36)

Pay the balance in full within 12 months and pay no interest!

With an 12 month buy now pay later agreement, you can have your notebook today and pay no interest provided you pay the balance in full within 12 months! A deposit and arrangement fee of 49 will be charged but no interest will be incurred unless there is an outstanding balance at the end of the 12 month period.

Option Details
(Balance paid in full within 12 months)
Basket Total £1,200.00
Deposit £120.00
Balance £1,080.00
Monthly nill
Amount paid within 12 months £1,080.00
Service Charge £49.00
Total Payable £1,239.00

Option Details
(Balance paid over 36 months)
Basket Total £1,200.00
Deposit 120.00
Balance 1,080.00
Monthly (after initial 12 months) 53.53
No. Months 36
Typical % APR 29.8%
Service Charge 49.00
Total Payable 2,047.08
 
Classic Credit
Classic finance is a straight forward interest bearing personal loan which allows you to spread the cost of your purchase over 36 equal monthly payments at a low rate of 19.9% Typical APR.
Option Details
Basket Total £1,200.00
Deposit 120.00
Balance 1,080.00
Monthly 39.20
No. Months 36
Typical % APR 19.9%
Service Charge 0.00
Total Payable 1,531.20
 
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